Transaction Fees for Domestic Payments—United States


Virtual On-Line Credit Card Processing and Website.
No Equipment Required, No Monthly Rental Fees.
$575.00 One Time Setup Fee.


The Business Merchant Account features:
  • Low cost. No monthly fees, no cancellation fees, and no minimum payments. Lower transaction and start-up fees than other merchant accounts
  • No extra hardware needed. Quick setup. Click here to Sign up and get started.
  • Security. An industry leader in fraud prevention and risk management.

*Don't be like the owner in the story below...

A True Story: a friend of mine opened a small resort camp in the upper peninsula of Michigan. I said I knew a processor that would give him a great deal on equipment and a fair price. "Nope", he said, "I'm getting 1.49% and 17cents on everything with a processor that came in to see me yesterday." I said that was impossible to get that rate on everything, that is was below interchange rates. "Nope", he said, "they swore to me I'd get that rate on everything."

Two months later he asked me to take a look at his statement and explain why he was paying so much. They were changing him 1.49% and 17 cents on all transactions, just like they said they would. Of course, in the "other fees" section they also were charging him another 1.49% and another 17 cents on all transactions. By the time all his other fees were added in, he had an effective rate close to 3.8% and 34 cents a transaction. He didn't listen! If he had, he would have cut his costs significantly.

  Our Credit Card processing is affordable for businesses of all sizes. Fees are applied only when you accept a payment—if you don't receive money, you don't pay a penny.
  • No monthly fees
  • Low setup fee
  • No gateway fees
  • Antifraud systems at no extra cost

Fees for receiving payments from buyers in the United States



Standard Rate Merchant Rate (qualification required)
Monthly Received Payment (USD) $0.00 USD-$3,000.00 USD $3,000.01 USD-$10,000.00 USD $10,000.01 USD-$100,000.00 USD > $100,000.00 USD
Fees per transaction (USD) 2.9% + $0.30 USD 2.5% + $0.30 USD 2.2% + $0.30 USD 1.9% + $0.30 USD






No extra fees
We don't charge the extra fees that you might have with a merchant account, like setup fees, monthly fees, and gateway fees.

No obligation
Our fees are only applied when you receive money, and you're never under any obligation. A typical merchant account may require a six-month commitment or longer.
Chargeback protection
We help fight chargebacks on your behalf and provide Seller Protection on qualifying transactions.

Accept payments immediately
Sign up for a Business account and start receiving payments today -- no lengthy application process.
Business Account
Open an Account Free
Send Money Free
Add Funds Free
Receive Funds 1.9% to 2.9% + $0.30 USD
Multiple Currency Transactions Exchange rate includes a 2.5% fee*

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